You can spend a lot of money creating the ultimate family vacation. But you don't have to.

Economical vacations can be just as enjoyable, and leave you with memories that are every bit as happy and fulfilling. The vacation pictures on your desk may even be better.

Sleep under the stars.

People who enjoy camping embrace it not only for its sense of self-reliance and proximity to nature, but also because it happens to be a remarkably affordable way to get away. And the view is usually better than anything you'll find in the city. Please remember to pack a few trash bags so you can carry out everything you brought, preserving the beauty of your campsite for the next budget-smart vacationer.

Save money with spontaneity.

Organized vacations like tours and cruises often have last-minute openings that they need to fill. This can mean fairly substantial discounts if you don't mind planning your vacation in a matter of hours instead of weeks.

Home is where the fun is.

Sometimes, the entertainment you seek is closer than you realize. Every city has something fun and interesting about it, so indulge yourself in a little local color. In other words, try the things you always say are for "when we have company from out of town." Whether you're visiting local landmarks, exploring local culture, touring local businesses or dining at places you've never tried, you'll have fun while you learn to appreciate more about the world directly around you, without having to pay for a hotel.

Share the fun.

If you have another family with whom you get along really well, consider sharing a vacation and its associated costs among both groups. It may cost more to rent a larger cabin, or a bigger RV, or a larger boat for the day, but you'll ultimately spend less when only paying for half of it. Plus, you don't have to do all the driving.

Rekindle the romance.

If you have a significant other, you have a theme for an inexpensive vacation. Take yourself back to a simpler, more exciting time by planning a vacation celebrating your relationship. Visit the spot where you first met. Dine where you first ate together. Recreate photos of yourselves that you both love. Keep it simple and special, and let the memories be the most priceless part of the trip.

Get onboard with off season.

Most travel destinations offer discounts during the less-busy times of the year. What you sacrifice in perfect weather, you'll more than make up with savings, smaller crowds and shorter lines for attractions.